Annuities
Safe Money Places®
By definition, safe money is money you can't afford to lose.
Jack Marrion of Advantage Compendium, the owner of Safe Money Places (www.safemoneyplaces.com) and a nationally recognized expert on financial risk, places all financial vehicles into one of two categories—
| Safe Money Places | Risk Money Places |
| Certificates Of Deposit | Mutual Funds |
| Fixed Annuities | Commodities |
| Money Market Accounts | Real Estate |
| Savings Accounts | Stocks |
| Savings Bonds | Bonds |
A safe money place® is one where your principal is protected from loss as long as you follow the initial guidelines. And if you do decide to take your money and leave, you know the cost of leaving early.
A safe money place is the opposite of a risk money place, where principal can be lost due to circumstances beyond your control.
What's an Annuity?
A New Jersey annuity is a financial tool that—
- Provides a periodic income for a specified length of time, for life, or a combination of the two
- Can provide a means of accumulating interest on a tax-advantaged basis
- Can provide an estate instrument that preserves and protects assets
What types of Annuities are there?
We offer two of the three types of annuities available—
- Fixed Annuities, which are issued by insurance companies and provide a guaranteed minimum growth rate. Fixed annuities are considered savings instruments, not investments. They do not subject principal and interest to market risk. They're as safe as the insurance company issuing them.
- Fixed Indexed Annuities, which yield higher returns than fixed annuities or bank instruments, while protecting both principal and credited interest from stock market risk
We do not offer Variable Annuities. Variable annuities are considered investments, where income or account value is based on the value of the stocks or bonds backing the annuity assets, and where the income or account value fluctuates.
For more information about how a New Jersey annuity can be a component of your asset protection plan, call one of our specialists at 732.282.2700.
We work with only top-rated carriers (A or A+) with longstanding presence in the insurance industry and whose products and track record are impeccable.
Resources
For more information about Indexed Annuities, click Safe Money Newsletter.